/* Global palette (Kadence customizer) */
:root {
  --global-palette1: #34749D;
  --global-palette2: #2A5F82;
  --global-palette3: #2B3A42;
  --global-palette4: #4E646C;
  --global-palette5: #57A0D3;
  --global-palette6: #85C1F5;
  --global-palette7: #EAF3F9;
  --global-palette8: #F4F8FB;
  --global-palette9: #FFFFFF;
  --global-palette-sky: #8ED3E7;
  --global-footer: #2F3F47;
  --global-body-font-family: "Montserrat", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --global-heading-font-family: "Lora", Georgia, "Times New Roman", serif;
  --global-radius: 12px;
  --global-shadow: 0 8px 28px rgba(52, 116, 157, .10);
  --global-content-width: 1200px;
  --header-h: 84px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: auto; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--global-palette9);
  color: var(--global-palette3);
  font-family: var(--global-body-font-family);
  font-size: 16px;
  line-height: 1.7;
  overflow-x: hidden;
}
img, svg { max-width: 100%; height: auto; }
a { color: var(--global-palette1); text-underline-offset: 3px; }
a:hover { color: var(--global-palette2); }
:focus-visible { outline: 3px solid var(--global-palette5); outline-offset: 3px; border-radius: 4px; }
p { margin: 0 0 1em; }
ul { margin: 0; padding: 0; list-style: none; }

h1, h2, h3, h4 {
  font-family: var(--global-heading-font-family);
  font-weight: 600;
  color: var(--global-palette3);
  line-height: 1.22;
  margin: 0 0 .5em;
}
h1 { font-size: clamp(2rem, 1.4rem + 2.4vw, 3.1rem); }
h2 { font-size: clamp(1.7rem, 1.35rem + 1.4vw, 2.4rem); }
h3 { font-size: 1.3rem; }

.screen-reader-text {
  border: 0; clip: rect(1px, 1px, 1px, 1px); clip-path: inset(50%);
  height: 1px; width: 1px; margin: -1px; overflow: hidden; padding: 0;
  position: absolute; word-wrap: normal !important;
}
.skip-link { position: absolute; left: 8px; top: -60px; background: var(--global-palette1); color: #fff; padding: 10px 16px; border-radius: 0 0 8px 8px; z-index: 200; transition: top .15s; }
.skip-link:focus { top: 0; clip: auto; clip-path: none; width: auto; height: auto; margin: 0; }

.site-container { width: 100%; max-width: var(--global-content-width); margin: 0 auto; padding: 0 24px; }
.site-container.narrow { max-width: 820px; }

/* Top bar */
.site-top-bar { background: var(--global-palette7); font-size: .78rem; color: var(--global-palette4); }
.site-top-bar-inner { display: flex; justify-content: space-between; gap: 16px; padding: 7px 0; }
.site-top-bar p { margin: 0; }
.site-top-bar a { color: var(--global-palette4); text-decoration: none; }
.site-top-bar a:hover { color: var(--global-palette1); text-decoration: underline; }
.top-bar-right a { font-weight: 500; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.98); border-bottom: 1px solid #E3EDF4; transition: box-shadow .2s; }
.site-header.is-scrolled { box-shadow: 0 4px 18px rgba(43, 58, 66, .10); }
.site-header .site-container { max-width: 1440px; padding: 0 20px; }
.site-header-row { display: flex; align-items: center; justify-content: space-between; min-height: var(--header-h); gap: 16px; }
.site-header-section { display: flex; align-items: center; }
.brand { display: block; line-height: 0; text-decoration: none; }
.custom-logo { display: block; width: 218px; height: auto; color: var(--global-palette1); }
.logo-line-1 { font-family: var(--global-heading-font-family); font-weight: 600; font-size: 21px; fill: var(--global-palette3); }
.logo-line-2 { font-family: var(--global-heading-font-family); font-weight: 500; font-size: 16px; fill: var(--global-palette4); letter-spacing: .2px; }

.main-navigation .menu { display: flex; align-items: center; gap: 0; }
.main-navigation .menu-item { position: relative; }
.main-navigation .menu-item > a { display: block; padding: 10px 9px; color: var(--global-palette3); font-size: .8rem; font-weight: 500; text-decoration: none; white-space: nowrap; border-radius: 6px; }
.main-navigation .menu-item > a:hover,
.main-navigation .current-menu-item > a { color: var(--global-palette1); }
.main-navigation .current-menu-item > a { box-shadow: inset 0 -2px 0 var(--global-palette5); border-radius: 0; }
.menu-item-has-children { display: flex; align-items: center; }
.dropdown-nav-toggle { background: none; border: 0; padding: 8px 6px 8px 0; margin-left: -6px; color: var(--global-palette4); cursor: pointer; display: inline-flex; align-items: center; }
.dropdown-nav-toggle svg { transition: transform .2s; }
.dropdown-nav-toggle[aria-expanded="true"] svg { transform: rotate(180deg); }
.sub-menu { position: absolute; top: 100%; left: 0; min-width: 270px; background: #fff; border: 1px solid #E3EDF4; border-radius: 10px; box-shadow: var(--global-shadow); padding: 8px; opacity: 0; visibility: hidden; transform: translateY(6px); transition: opacity .18s, transform .18s, visibility .18s; z-index: 20; }
.menu-item-has-children.is-open > .sub-menu { opacity: 1; visibility: visible; transform: none; }
.sub-menu .menu-item > a { padding: 10px 14px; font-size: .84rem; border-radius: 8px; white-space: normal; }
.sub-menu .menu-item > a:hover { background: var(--global-palette8); }

.header-button-item { margin-left: 10px; }
.main-navigation .header-button-item > a.button,
.button {
  display: inline-block; background: var(--global-palette1); color: #fff !important; padding: 11px 20px;
  border-radius: 8px; font-size: .8rem; font-weight: 600; text-decoration: none; box-shadow: 0 2px 8px rgba(52,116,157,.25);
  transition: background .18s, transform .18s;
}
.main-navigation .header-button-item > a.button:hover { background: var(--global-palette2); transform: translateY(-1px); }

.menu-toggle-open { display: none; align-items: center; gap: 10px; background: transparent; border: 1px solid #D3E3EE; border-radius: 8px; padding: 9px 14px; color: var(--global-palette3); font: 500 .85rem var(--global-body-font-family); cursor: pointer; }
.menu-toggle-icon { display: inline-flex; flex-direction: column; gap: 4px; }
.menu-toggle-icon span { display: block; width: 20px; height: 2px; background: var(--global-palette1); border-radius: 2px; transition: transform .2s, opacity .2s; }
.menu-toggle-open[aria-expanded="true"] .menu-toggle-icon span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.menu-toggle-open[aria-expanded="true"] .menu-toggle-icon span:nth-child(2) { opacity: 0; }
.menu-toggle-open[aria-expanded="true"] .menu-toggle-icon span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

@media (min-width: 1240px) { .main-navigation .menu-item > a { padding: 10px 10px; font-size: .82rem; } }
@media (min-width: 1360px) { .main-navigation .menu-item > a { padding: 10px 12px; font-size: .86rem; } .custom-logo { width: 236px; } }

/* Mobile navigation */
@media (max-width: 1179px) {
  .menu-toggle-open { display: inline-flex; }
  .main-navigation { position: absolute; top: 100%; left: 0; right: 0; background: #fff; border-top: 1px solid #E3EDF4; box-shadow: 0 14px 24px rgba(43,58,66,.12); max-height: calc(100vh - var(--header-h)); overflow-y: auto; display: none; padding: 8px 20px 22px; }
  .main-navigation.is-open { display: block; }
  .main-navigation .menu { flex-direction: column; align-items: stretch; }
  .main-navigation .menu-item > a { padding: 14px 4px; font-size: .95rem; border-bottom: 1px solid #EEF4F8; border-radius: 0; }
  .main-navigation .current-menu-item > a { box-shadow: none; }
  .menu-item-has-children { flex-wrap: wrap; }
  .menu-item-has-children > a { flex: 1; }
  .dropdown-nav-toggle { padding: 14px 10px; margin: 0; border-bottom: 1px solid #EEF4F8; }
  .sub-menu { position: static; display: none; width: 100%; min-width: 0; border: 0; box-shadow: none; padding: 0 0 0 14px; opacity: 1; visibility: visible; transform: none; background: var(--global-palette8); border-radius: 8px; }
  .menu-item-has-children.is-open > .sub-menu { display: block; }
  .header-button-item { margin: 18px 0 0; }
  .main-navigation .header-button-item > a.button { text-align: center; padding: 14px 20px; font-size: .95rem; border-bottom: 0; }
  .site-top-bar-inner { font-size: .72rem; }
}
@media (max-width: 520px) {
  .site-top-bar .top-bar-left a { text-decoration: none; }
  .site-top-bar-inner { flex-wrap: wrap; justify-content: center; gap: 2px 12px; text-align: center; }
  .custom-logo { width: 190px; }
  .menu-toggle-label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
  .menu-toggle-open { padding: 11px 12px; }
}

/* Anchors under sticky header */
[id] { scroll-margin-top: 96px; }

/* Blocks: group, columns, buttons, image */
.wp-block-group.alignfull { width: 100%; }
.wp-block-columns { display: flex; flex-wrap: nowrap; gap: 32px; margin: 0; }
.wp-block-column { flex: 1 1 0; min-width: 0; }
.wp-block-columns.are-vertically-aligned-center { align-items: center; }
.has-text-align-center { text-align: center; }
.wp-block-buttons { display: flex; flex-wrap: wrap; gap: 14px; margin: 0; }
.wp-block-buttons.is-content-justification-center { justify-content: center; }
.wp-block-button__link, .wp-element-button {
  display: inline-block; background: var(--global-palette1); color: #fff; border: 2px solid var(--global-palette1);
  border-radius: 8px; padding: 14px 26px; font: 600 .92rem/1.3 var(--global-body-font-family); text-decoration: none; cursor: pointer;
  box-shadow: 0 3px 10px rgba(52,116,157,.22); transition: background .18s, border-color .18s, color .18s, transform .18s;
}
.wp-block-button__link:hover { background: var(--global-palette2); border-color: var(--global-palette2); color: #fff; transform: translateY(-1px); }
.wp-block-button.is-style-outline .wp-block-button__link { background: transparent; color: var(--global-palette1); box-shadow: none; }
.wp-block-button.is-style-outline .wp-block-button__link:hover { background: var(--global-palette1); color: #fff; }
.wp-block-image { margin: 0; }
.wp-block-image img { display: block; }

.has-global-palette7-background-color { background-color: var(--global-palette7); }
.has-global-palette8-background-color { background-color: var(--global-palette8); }
.has-global-palette9-background-color { background-color: var(--global-palette9); }

.section { padding: 88px 0; }
.section-heading { max-width: 720px; margin: 0 auto 48px; }
.section-heading h2 { margin-bottom: .35em; }
.section-intro { color: var(--global-palette4); font-size: 1.05rem; margin: 0; }

/* Hero */
.hero-section { padding: 64px 0 76px; background-image: radial-gradient(circle at 92% 8%, #E1EFF9 0, rgba(225,239,249,0) 42%); }
.hero-columns { gap: 56px; }
.hero-copy { flex: 1.05 1 0; }
.hero-media { flex: .95 1 0; }
.eyebrow { font-size: .78rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 600; color: var(--global-palette1); margin-bottom: 18px; }
.hero-copy h1 { margin-bottom: 22px; }
.hero-subhead { font-size: 1.08rem; color: var(--global-palette4); max-width: 34em; margin-bottom: 32px; }
.hero-photo { position: relative; border-radius: 22px; overflow: hidden; box-shadow: 0 22px 50px rgba(52,116,157,.18); aspect-ratio: 6 / 5; background: var(--global-palette7); }
.hero-photo img { width: 100%; height: 100%; object-fit: cover; }
.photo-label { position: absolute; left: 18px; bottom: 18px; margin: 0; background: rgba(255,255,255,.88); color: var(--global-palette4); font-size: .76rem; font-weight: 500; padding: 6px 14px; border-radius: 999px; }

/* Trust strip */
.trust-strip { padding: 26px 0; border-bottom: 1px solid #E3EDF4; }
.trust-list { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.trust-list li { display: flex; gap: 12px; align-items: flex-start; font-size: .84rem; line-height: 1.5; color: var(--global-palette4); font-weight: 500; }
.trust-mark { flex: 0 0 auto; width: 10px; height: 10px; margin-top: 6px; border-radius: 50%; background: var(--global-palette-sky); box-shadow: 0 0 0 4px var(--global-palette7); }

/* Process */
.process-columns { gap: 28px; position: relative; }
.process-step { text-align: center; padding: 8px 6px; position: relative; }
.process-step:not(:last-child)::after { content: ""; position: absolute; top: 36px; right: -22px; width: 16px; height: 2px; background: var(--global-palette6); opacity: .7; }
.step-icon { width: 72px; height: 72px; margin: 0 auto 14px; display: block; }
.step-number { font-size: .74rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 600; color: var(--global-palette5); margin-bottom: 6px; }
.process-step h3 { font-size: 1.18rem; }
.process-step p:last-child { color: var(--global-palette4); font-size: .93rem; }

/* Cards */
.card { background: #fff; border-radius: var(--global-radius); box-shadow: var(--global-shadow); border: 1px solid #E6EFF5; }
.service-columns, .team-columns, .testimonial-columns, .location-columns { gap: 24px; }
.service-card { padding: 30px 26px; height: 100%; display: flex; flex-direction: column; }
.card-icon { width: 60px; height: 60px; margin-bottom: 18px; }
.service-card h3 { font-size: 1.2rem; }
.service-card p { color: var(--global-palette4); font-size: .93rem; }
.card-link { margin: auto 0 0; padding-top: 6px; font-weight: 600; font-size: .9rem; }
.card-link a { text-decoration: none; }
.card-link a::after { content: " \2192"; }
.card-link a:hover { text-decoration: underline; }

/* Who we work with */
.who-columns { gap: 44px; margin-bottom: 52px; }
.who-columns .wp-block-column { border-top: 3px solid var(--global-palette-sky); padding-top: 20px; }
.who-columns p { color: var(--global-palette4); font-size: .96rem; }
.wholistic-box { display: flex; align-items: center; justify-content: space-between; gap: 36px; background: var(--global-palette7); border-radius: 16px; padding: 38px 44px; }
.wholistic-text { max-width: 760px; }
.wholistic-text h3 { font-size: 1.4rem; }
.wholistic-text p { margin: 0; color: var(--global-palette3); }
.wholistic-box .wp-block-buttons { flex: 0 0 auto; }

/* Team */
.team-card { text-align: center; background: #fff; border-radius: var(--global-radius); overflow: hidden; box-shadow: var(--global-shadow); border: 1px solid #E6EFF5; height: 100%; }
.team-card img { width: 100%; height: auto; aspect-ratio: 1; object-fit: cover; }
.team-card figcaption { padding: 18px 16px 22px; }
.team-name { display: block; font-family: var(--global-heading-font-family); font-weight: 600; font-size: 1.12rem; color: var(--global-palette3); }
.team-role { display: block; margin-top: 4px; font-size: .82rem; color: var(--global-palette4); line-height: 1.5; }
.team-columns { margin-bottom: 40px; }
.brokercheck-line { margin: 26px 0 0; font-size: .86rem; color: var(--global-palette4); }

/* Testimonials */
.testimonial-card { padding: 34px 32px; height: 100%; }
.testimonial-card blockquote { margin: 0; position: relative; padding-top: 34px; }
.testimonial-card blockquote::before { content: "\201C"; position: absolute; top: -10px; left: -2px; font-family: var(--global-heading-font-family); font-size: 4.2rem; line-height: 1; color: var(--global-palette6); }
.testimonial-card p { font-family: var(--global-heading-font-family); font-size: 1.18rem; line-height: 1.55; color: var(--global-palette4); font-style: italic; }
.testimonial-card cite { display: block; margin-top: 8px; font-style: normal; font-size: .84rem; font-weight: 600; color: var(--global-palette1); }
.small-print { margin: 28px 0 0; font-size: .78rem; color: var(--global-palette4); }

/* Accordion (Kadence) */
.kt-accordion-inner-wrap { display: flex; flex-direction: column; gap: 12px; }
.kt-accordion-pane { background: #fff; border: 1px solid #DCE9F2; border-radius: 10px; overflow: hidden; }
.kt-accordion-pane[open] { border-color: var(--global-palette6); box-shadow: var(--global-shadow); }
.kt-blocks-accordion-header { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 18px 22px; cursor: pointer; list-style: none; font-weight: 600; font-size: 1rem; color: var(--global-palette3); }
.kt-blocks-accordion-header::-webkit-details-marker { display: none; }
.kt-blocks-accordion-header:hover { background: var(--global-palette8); }
.kt-blocks-accordion-header:focus-visible { outline-offset: -3px; }
.kt-blocks-accordion-icon-trigger { position: relative; flex: 0 0 20px; width: 20px; height: 20px; }
.kt-blocks-accordion-icon-trigger::before, .kt-blocks-accordion-icon-trigger::after { content: ""; position: absolute; left: 50%; top: 50%; width: 12px; height: 2px; background: var(--global-palette1); border-radius: 2px; transform: translate(-50%, -50%); transition: transform .2s; }
.kt-blocks-accordion-icon-trigger::after { transform: translate(-50%, -50%) rotate(90deg); }
.kt-accordion-pane[open] .kt-blocks-accordion-icon-trigger::after { transform: translate(-50%, -50%) rotate(0); }
.kt-accordion-panel-inner { padding: 4px 22px 22px; color: var(--global-palette4); }
.kt-accordion-panel-inner p { margin: 0; }

/* Locations */
.location-card { overflow: hidden; height: 100%; }
.map-placeholder img { width: 100%; height: auto; aspect-ratio: 16 / 8; object-fit: cover; }
.location-body { padding: 24px 28px 26px; }
.location-body h3 { font-size: 1.25rem; }
.location-body p { margin: 0 0 8px; color: var(--global-palette4); font-size: .95rem; }
.location-body .card-link { padding-top: 8px; }

/* Form */
.kb-form-wrap { background: #fff; border-radius: 16px; padding: 40px 42px; box-shadow: var(--global-shadow); border: 1px solid #DCE9F2; }
.kb-form-field { margin-bottom: 20px; }
.kb-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.kb-form label { display: block; margin-bottom: 7px; font-size: .86rem; font-weight: 600; color: var(--global-palette3); }
.req { color: var(--global-palette1); }
.kb-form input, .kb-form textarea {
  width: 100%; padding: 13px 15px; border: 1px solid #C9DCE9; border-radius: 8px; background: var(--global-palette8);
  font: 400 1rem var(--global-body-font-family); color: var(--global-palette3); transition: border-color .15s, box-shadow .15s, background .15s;
}
.kb-form input:focus, .kb-form textarea:focus { outline: none; background: #fff; border-color: var(--global-palette1); box-shadow: 0 0 0 3px rgba(87,160,211,.35); }
.kb-form textarea { resize: vertical; min-height: 120px; }
.kb-form .wp-block-buttons { margin-top: 6px; }
.form-note { margin: 16px 0 0; font-size: .84rem; color: var(--global-palette4); }
.kb-form-message { margin: 16px 0 0; padding: 12px 16px; background: var(--global-palette7); border-left: 4px solid var(--global-palette1); border-radius: 6px; font-weight: 500; color: var(--global-palette3); }
.kb-form-message[hidden] { display: none; }

/* Footer */
.site-footer { background: var(--global-footer); color: #D9E5EC; font-size: .9rem; }
.site-footer-wrap { padding: 68px 0 30px; }
.site-footer a { color: #fff; text-decoration-color: rgba(255,255,255,.4); }
.site-footer a:hover { color: var(--global-palette-sky); }
.footer-columns { gap: 40px; padding-bottom: 44px; border-bottom: 1px solid rgba(255,255,255,.14); }
.footer-columns .footer-about { flex: 1.3 1 0; }
.footer-logo { display: inline-block; margin-bottom: 16px; line-height: 0; color: var(--global-palette-sky); }
.footer-logo .logo-line-1 { fill: #fff; }
.footer-logo .logo-line-2 { fill: #C5D6E0; }
.footer-about p { max-width: 28em; color: #C5D6E0; }
.footer-heading { font-family: var(--global-body-font-family); font-size: .78rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--global-palette-sky); margin-bottom: 16px; }
.footer-menu li { margin-bottom: 8px; }
.footer-menu a { text-decoration: none; }
.footer-menu a:hover { text-decoration: underline; }
.footer-office { line-height: 1.65; margin-bottom: 16px; }
.footer-office a { text-decoration: none; }
.footer-legal { padding: 30px 0 8px; font-size: .76rem; line-height: 1.65; color: #B6C8D3; }
.footer-legal p { margin-bottom: .9em; max-width: 980px; }
.placeholder-flag { background: rgba(255, 224, 130, .18); color: #FFE9A8; padding: 0 5px; border-radius: 4px; }
.footer-bottom { display: flex; justify-content: space-between; gap: 16px 32px; flex-wrap: wrap; align-items: center; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.14); font-size: .8rem; }
.footer-bottom p { margin: 0; color: #B6C8D3; }
.footer-bottom-menu { display: flex; flex-wrap: wrap; gap: 6px 22px; }
.footer-bottom-menu a { text-decoration: none; }
.footer-bottom-menu a:hover { text-decoration: underline; }

/* Tablet and down: block columns stack the way core columns do */
@media (max-width: 1023px) {
  .trust-list { grid-template-columns: repeat(2, 1fr); }
  .process-columns, .service-columns, .team-columns { flex-wrap: wrap; }
  .process-columns .wp-block-column, .service-columns .wp-block-column, .team-columns .wp-block-column { flex: 1 1 calc(50% - 24px); }
  .process-step:not(:last-child)::after { display: none; }
  .who-columns { gap: 32px; }
  .footer-columns { flex-wrap: wrap; }
  .footer-columns .wp-block-column { flex: 1 1 calc(50% - 40px); }
  .wholistic-box { flex-direction: column; align-items: flex-start; padding: 32px; }
}
@media (max-width: 781px) {
  .section { padding: 64px 0; }
  .hero-section { padding: 36px 0 52px; }
  .hero-columns { flex-direction: column; gap: 36px; align-items: stretch; }
  .hero-copy, .hero-media { flex: none; width: 100%; }
  .who-columns, .testimonial-columns, .location-columns { flex-direction: column; gap: 28px; }
  .who-columns { margin-bottom: 36px; }
  .kb-form-wrap { padding: 28px 22px; }
  .kb-form-row { grid-template-columns: 1fr; gap: 0; }
  .section-heading { margin-bottom: 36px; }
}
@media (max-width: 600px) {
  .site-container { padding: 0 16px; }
  .site-header .site-container { padding: 0 16px; }
  .trust-list { grid-template-columns: 1fr; gap: 16px; }
  .process-columns, .service-columns, .team-columns { flex-direction: column; }
  .team-columns { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
  .team-card figcaption { padding: 14px 10px 18px; }
  .team-name { font-size: 1rem; }
  .wp-block-buttons .wp-block-button, .wp-block-buttons .wp-block-button__link { width: 100%; text-align: center; }
  .footer-columns { flex-direction: column; gap: 32px; }
  .footer-columns .wp-block-column { flex: none; }
  .wholistic-box { padding: 26px 22px; }
}

@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; animation: none !important; }
}